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Terms of use

Using this website

The terms on which this public-education website and its materials are provided.

1. What this website is for

Insurance & You 2026 exists to help people in Saint Lucia understand insurance. Everything on this site is general public education. It is not financial, legal or insurance advice, and it does not take your personal circumstances into account.

Before making a decision about insurance, read the actual policy documents and, where appropriate, speak to a licensed insurer, broker or adviser.

2. No endorsement

The campaign does not recommend, rank or compare insurers, brokers, agents or products. Partners' names and logos appear only to acknowledge their support for the campaign's costs. Their appearance is not an endorsement by the campaign or its co-founders, and partners have no influence over the campaign's content.

3. Using the materials

  • You may download, print and share the campaign's guides, checklists and recordings for personal, educational and non-commercial use, as long as you keep them complete and credit the campaign.
  • You may not sell the materials, present them as your own, or use them to promote a product or a provider.
  • Schools, employers and community groups may use the materials in their own sessions. We would love to hear about it.

4. Accuracy and changes

We take care to keep the information accurate and current, and we correct errors when we find them. Insurance products, prices and rules change, so always check the latest position with the provider or the regulator. We may update or remove material at any time.

5. Events

Events are free unless a page clearly says otherwise. Places may be limited. We may change a date, venue or format, or cancel a session; if you have registered we will tell you by email or phone. Recordings of public sessions may be published on this site.

6. Links to other websites

Where we link to another website, for example a co-founder's or a public body's, we are not responsible for its content or its privacy practices.

7. Contact

Questions about these terms: hello@insuranceandyou.org.

Questions about this page: hello@insuranceandyou.org or use the contact form.