LEARN • PLAN • PROTECT
Insurance& You 2026
Using Insurance to Build Economic Resilience
A National Insurance Literacy and Public Education Campaign
- Understand how insurance works
- Decide what your household or business needs
- Act before you need to

Free. Open to everyone in Saint Lucia. Nothing is sold.
What this campaign is
A national campaign to help every Saint Lucian understand insurance
For thirteen weeks from 30 October 2026, the insurance industry and the financial regulator are working together on one thing: making insurance easier to understand. Free sessions, plain-English guides and community events, one theme a week.
Nothing here is for sale. The campaign does not rank or recommend products or providers. It exists so that you can make your own informed decisions.
Helping Individuals, Families and Businesses Make Informed Financial Decisions

Learn
Understand how insurance works
Plain-English sessions and guides on the words, the products and your rights, so you can ask the right questions.

Plan
Decide what your household or business needs
Tools to think through your risks, what you already have and where the gaps are, at your own pace.

Protect
Act before you need to
Practical steps for the home, the road, your health and your income, and what to do when a claim happens.
This week · Week 2 of 13
Understanding Insurance
How insurance works: risk, pooling, premiums and coverage, with common myths cleared up.
Building Knowledge, Understanding Risk and Strengthening Financial Resilience
Events
Upcoming events
Free sessions across the island, online and in person. Register to save a seat.
Week 2 · session
Registration opens soonUnderstanding Insurance: How It Works
How insurance works: risk, pooling, premiums and coverage, with common myths cleared up.
- When
- 6–12 November · date and time to be confirmed
- Where
- Venue to be confirmed
Week 3 · town hall
Registration opens soonYour Rights as a Policyholder
How to read a policy, what disclosure and exclusions mean, and how to complain when something goes wrong.
- When
- 13–19 November · date and time to be confirmed
- Where
- Venue and format to be confirmed (in person or online)
Week 4 · workshop
Registration opens soonLife Insurance Workshop: Protecting Your Family
Life insurance in plain terms: what it does, who it is for, and how much is enough.
- When
- 20–26 November · date and time to be confirmed
- Where
- Venue to be confirmed
The programme
Thirteen weeks, one theme at a time
From 30 October 2026 to the end of January 2027. Each week has a session, a free resource and a media slot.
- Week 1 · 30 OctLaunch and National ActivationLearnCompleted
- Week 2 · 6 NovUnderstanding InsuranceLearnThis week
- Week 3 · 13 NovConsumer Rights and Policy LiteracyLearnUpcoming
- Week 4 · 20 NovProtecting Family and IncomePlanUpcoming
- Week 5 · 27 NovHealth and Medical Financial ResiliencePlanUpcoming
- Week 6 · 4 DecMotor Insurance and Road RiskProtectUpcoming
- Week 7 · 11 DecProperty and Disaster PreparednessProtectUpcoming
- Week 8 · 18 DecProtecting Business and IncomePlanUpcoming
- Week 9 · 25 DecClaims Confidence and Fair OutcomesProtectUpcoming
- Week 10 · 1 JanYouth and School Insurance LiteracyLearnUpcoming
- Week 11 · 8 JanWorkplace and Employee ResiliencePlanUpcoming
- Week 12 · 15 JanCommunity Planning and Personal ActionProtectUpcoming
- Week 13 · 22 JanEvaluation, Recognition and Campaign Closeout
What the campaign achieved, who made it happen, and what comes next.
LearnUpcoming
Resources
Free guides you can keep
Short, printable and written for a general reader. New material is added each week of the campaign.
- ComicWeek 4
Life insurance in real life
A five-issue comic collection for Saint Lucia. Five stories turn life insurance terms into everyday questions about family needs, home loans, policy language, applications and planning over time, with a plain-language glossary and a page to plan your next step.
Download - PDF guideWeek 1
Campaign programme at a glance
The 13 weekly themes on one page, with dates, formats and how to take part.
Available from week 1 - Online guideWeek 2
Understanding insurance: how insurance works
What insurance is, how risk and risk pooling work, and what premium, coverage, exclusion and claim mean, with five common myths and the questions to ask before you buy.
Read the guide
Co-founded and jointly governed by
Two institutions, one public purpose
Insurance & You 2026 is co-founded and jointly governed by the Insurance Council of Saint Lucia and the Financial Services Regulatory Authority. It is a public-education campaign: it does not sell, rank or recommend any insurance product or provider.

Insurance Council of Saint Lucia
Co-founder and joint governance partner

Financial Services Regulatory Authority
Co-founder and joint governance partner
Our partners
Supported by the industry
Partners support the campaign's costs. They do not shape its content, and no partner's products are promoted here.
Platinum Partners
Gold Partners
Silver Partners

- Demerara Mutual Life




Empowering Communities Through Insurance Literacy and Financial Preparedness





